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> Business
& Finance
> Prepaid
Debit Cards The
Optimum Prepaid Debit Card is an
ideal prepaid debit card for anyone who
lives in the UK. There's absolutely
NO credit check so you can get your
hands on this card even if you've been a
bit crazy with your finances in the
past. Talking
of dodgy spending, the Optimum Prepaid
Debit Card is a great way of sorting out
and controlling your spending because you
can only spend whatever amount you've got
loaded onto it. It works exactly like a
pay-as-you-go mobile phone - you simply
whack on some credit and use it! It's
impossible to get into debt with an
Optimum Card because you cannot go
overdrawn. This gives you complete control
over your money in a way that a credit
card could never do. Get
Your Optimum Prepaid Debit Card Card
Now Use
It Anywhere The
Optimum Card is a MasterCard which means
that you can use it just about anywhere in
the world. You can use it in shops,
restaurants, hotels or even online. You
can also use it at cashpoint machines to
withdraw your cash. It's great at home or
on holiday. It's
very easy to credit money onto your
Optimum Card. You can 'top up' your card
balance using a bank account or with
another card. It's also fantastic for
people who don't have a bank account
because you can have your wages
transferred onto the card! One of the
easiest ways to load funds onto your
Optimum Card is by topping up with cash at
any Post Office. You can have up to
£5,000 on your prepaid
card. You can
get additional cards if you want to
transfer money to friends or
family. It's
completely free to top-up your Optimum
Prepaid Card and you can choose whether to
pay a monthly management fee of £4.95
to have free card transactions or if you
prefer, you can pay NO monthly fee and
just pay a 2.95% transaction fee. It's
totally up to you. Your online statements
are completely free so you can check your
balance as often as you like.
Alternatively, you can check your balance
free by phone. It's
costs just £9.95 to get your Optimum
Card. It's for anyone in the UK and you
don't need to have a bank account. There's
no ID required at all - all they need from
you is your name and address. It's that
simple! Just
Like A Credit Card Your
Prepaid
Debit
Card
will look identical to a normal credit or
debit card. It has the usual signature
strip on the back, a card number on the
front and the MasterCard logo. The only
difference between this prepaid debit card
and a credit card is that your card will
not be linked to a bank account so you
can't borrow money on it and get into
debt. Remember
that a card such as the Optimum Card is
far safer to use abroad than carrying cash
or traveller's cheques. If you lose your
card or if it is stolen then it can simply
be blocked and you'll lose nothing. You
can also get a card for younger members of
your family to help them spend money in a
controlled way. There are no limits to the
number of prepaid debit cards you can
have. It helps you or someone else to
budget money and there are no interest
charges - the possibilities are
endless. Free
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